Welcome to M&T jewels and thank you for taking the time and interest in our item. M&T jewels is owned and operated by GIA Diamond and Color stone graduate, who is a gem collector and Jeweler. All of the items in our store are guaranteed to be authentic gemstones and all descriptions, including treatments, clarity grade and origin, are accurate. All of the items are available for certification through a reputable gemological laboratory of your choice at your cost. If you buy any of our jewels and you would like to turn it into a family heirloom loom piece we will be more than happy to do that for you at reasonable price from the comfort of your home. Shipping Information Combined shipping is available upon request only for items won or bought and paid for within a 72 hour time-frame. If you have questions about shipping, please message us. We ship the won item in 72 hours of making the payment on the item won or bought. Return Policy M&T jewels offers a 3 day inspection period (on arrival) for all of our gemstones. We guarantee a full refund of the price of the gemstone(s) purchased during this 3 day of inspection period. Please note that the buyer is responsible for return shipping expenses. The buyer will be refunded once we have received the item(s) to be returned. We are confident in the quality and accuracy of our listings and strive to earn your business. We are dedicated to 100% customer satisfaction. Please, please allow us to resolve any issue you may have before staying neutral or leaving negative feedback.